Investments

At the beginning of covid, when we were told to stay at home, I had a client suggest I take out a disaster loan. Initially I did not want  more debt, but after her persistence I decided to apply for the loan under my art studio business, then use the money to pay down a real estate investment loan that had a higher interest rate. To my surprise, I easily got the loan for $20,000 and before proceeding [with my brilliant plan to use the money], I read the fine print. It said I was to use the money in the business that I took the loan out under or pay the loan back immediately one and one half times! I really did not want to buy a piece of equipment for the studio, so after much deliberation I came up with an Idea to make a large sculpture of my own. I had the time and now I had the money. I was nervous at first and had never spent much, or borrowed money to make my own artwork. I proceeded to create a sculpture and put my heart into it and spent the next year making the sculpture.

I stepped back when I was finished , took a picture and thought, did I really make this beautiful thing?
The next day I took the picture to a party and the first person I showed the picture to bought the sculpture for $50,000!  This was the first time I really invested in myself and it turned out to be the best investment I ever made.